If you’ve been asking yourself “Do I need umbrella insurance?” This guide will show you how how this coverage can save your skin on a rainy day. [Read more…]
Esurance, Geico and other large insurers are people’s typical go-tos, but we’re going to tell you why you should use local insurance agencies instead. [Read more…]
Did you know most condo owners need insurance? But you probably don’t know what condo homeowners insurance is or what it covers. Here’s your guide.
You know that when someone buys a home, homeowner’s insurance is a requirement. It makes sense because you need to protect the home from fire, theft, and other concerns.
But what about a condominium? Doesn’t the condo association cover the building through association dues?
The answer is yes – but you still need condo homeowners insurance. Here’s why. [Read more…]
When you get a new apartment, you should know how much coverage you need. Here’s your guide to the best renter’s insurance coverage amount.
There are more renters in the United States right now than at any other point in the last 50 years.
Life is full of expenses. You may be asking yourself: do i need homeowners insurance? Is it really worth it? We take a look at why the answer to that question will always be an emphatic yes! [Read more…]
Auto insurance comes in all sorts of levels of cover so the choice can sometimes be a little overwhelming. You may be left asking: how much auto insurance do i need? We take a look at exactly what you need to make sure you’re fully covered for any eventuality. [Read more…]
In the insurance industry we have earned quite a reputation for sending out reams of paper in the form of renewals, declaration pages, endorsements, changes . . . . you get the idea. So many clients just look at the premium on their commercial policies to make sure it didn’t go up too much and just file it away. [Read more…]
I recall a conversation with a family member years ago about a life insurance policy for his young son. He became very defensive and told me that our conversation was far too morbid for his taste. Needless to say, I didn’t write the policy.
If you think in such staunch terms then it is a morbid conversation. But the right policy addresses much more than mortality. I have a young son myself and I don’t want my mind to go there but if you can look at this without some emotion, there are some real legitimate reasons to secure life insurance for your kids. [Read more…]
If I asked you to tell me if your current insurance policy covered mold losses would you know the answer? Most of you might not be sure. And you wouldn’t be alone because the answer depends on your carrier and the wording of their contract as well as the circumstances on how the mold developed. [Read more…]
You might think that insurance just covers you for damage to your vehicle or the other party if you are in an accident. Medical payments, liability – all part of the package. But what if I told you that there was a whole treasure trove of coverages you probably don’t even know about? [Read more…]